Kate Ilyushyna is a Senior Regulatory Consultant specialising in payments, e-money, and financial crime compliance.

She works closely with the Electronic Money Association (EMA), where she leads and coordinates regional engagement across Malta, the Netherlands and the Middle East, supporting dialogue between industry and regulators, engaging with members on local regulatory developments and consultations, and helping to address jurisdiction-specific issues.

Kate is also part of Flawless Money Ltd, where she focuses on AML frameworks, regulatory authorisations, and broader compliance support for payment and e-money institutions, translating regulatory expectations into practical, operational solutions within a rapidly evolving regulatory landscape.